Disclaimers

Disclaimers & Disclosures

Life Solutions does not provide legal or tax advice. Laws of specific states or laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Always consult with a financial advisor such as a Chartered Life Underwriter (CLU) or a Chartered Financial Consultant (ChFC) before making any investment or product decisions.

Life Solutions makes no warranties with regard to the information or results obtained by the use of this web site, and disclaims any liability arising out of any persons use of, or reliance on, the information contained in this site.

Products not available in all states. Product provisions and features may vary from state to state. The agents of Life Solutions, Inc. are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please call or e-mail.

The prospectus for mutual funds and variable annuities contains more complete information including all fees and charges. The prospectus for each portfolio offered with the variable annuity also includes more complete information on these investment companies. All investors are advised to consider the investment objectives, risks, and charges and expenses of the investment companies carefully before investing. The prospectus contains this and other information about the investment companies. You should read the prospectus carefully before investing. To obtain a free prospectus for the variable product and any underlying portfolios, contact the investment or insurance company. Variable products and the underlying portfolios, and mutual funds, are securities products. Investment returns and unit values will fluctuate, and when redeemed may be worth more or less than their original cost. Variable annuities and mutual funds are suitable for long-term investing, such as retirement investing, when the investor is willing to accept the risk of loss. Variable annuities and mutual funds are:

Not insured by FDIC or any other agency of the United States or the depository institution
Not a deposit or other obligation of the depository institution and is not guaranteed by the depository institution
Subject to investment risks, including possible loss of value


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Life Solutions is a proud supporter of the National Association of Conservative Life Underwriters.

Disclaimers