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The life insurance industry is competitive, and over the last several years, there have been improvements in policy design, including lower costs of insurance, and lower administrative costs. Plus, there are new policies that generally perform better than older policies. What this means to you is either lower premiums, or higher death benefits, and/or higher cash surrender values.
When you distribute your life insurance out of your 403(b) plan, and you plan on keeping the life insurance, then you may benefit from a life insurance review, including options to transfer or exchange your current values into a newer policy that may better suit your needs.
This is where a Chartered Life Underwriter can help you.
For a FREE initial consultant, please click here.
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